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AAA Advanced Benefits Insurance Agency, Lincoln County, Oregon


is Security

35+ years

of specialized service for Lincoln City & beyond!

Francisco Paco Maribona is the owner AAA Advanced Benefits and he founded the business in Lincoln City in 1983.


As an Independent Agent & Certified Senior Advisor, with over 35 years of caring service in insurance, he enjoys helping people save money while achieving their protection goals.


He specializes in Medicare, life, health & annuities/safe money plans, helping seniors and others understand and more fully utilize their insurance benefits. He was instrumental in getting the Oregon Birthday Rule passed into law, which allows anyone on a Medicare Supplement to change their policy without any health questions within 30 days of their birthday. He has also worked successfully with our US Senators, Social Security Works & others to reduce and keep the Medicare Part B deductibles and premiums lower than Congress proposed. Paco cares deeply for our seniors & community.


  • BA - Gonzaga University

  • Equivalent of master's degree in insurance and finances

  • LUTCF Designation - Life Underwriter Training Council Fellow

  • SCSA Certified Senior Advisor

  • Contributor to local newspapers

Bilingual - Spanish, Español 

Annie Maribona

(Local Independent Agent, Caring Advisor & Advocate, works in Portland, on the Oregon Coast & anywhere her car will take her.)


Annie grew up in Lincoln City, and earned her Health & Life Insurance License in October of 2016. She specializes in helping people understand & make educated choices about their Medicare, life & health insurance. With her business & volunteer experience, Annie loves working with seniors and the community. She cares & saves folks money on their insurance plans both in Portland, on the Oregon Coast & all over greater Oregon!

  • Licensed Health & Life Insurance Producer

  • BA Bard College, New York

  • Taft High School Graduate & Salutatorian

  • Small Business Founder, Fat Fancy Plus Size Clothing Store

AAA Advanced Benefits, Health Insurance Agency, Lincoln City, Oregon
Rachael AAA Advanced Benefits Health Insurance.jpg

Rachael is a dedicated, intelligent and friendly agent, with a passion for helping people find the best coverage without breaking the bank. She’s a long term resident of the PNW and a great friend.


When she’s not helping provide amazing service, she likes to relax by enjoying the beach, playing scrabble or trying out a new bottle of wine. She spends most of her time pampering her 13 year old terrier, Alex and Mitzi, her playful cat. She’s excited to be joining our team to help you find the best insurance possible, and once you meet her we’re sure that you’ll agree that she is an amazing addition to the team!  Be sure to ask her about how to make the best chocolate chip cookies.

We are now licensed in Oregon, Washington, California, Arizona, & Ohio!

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